3 costs you shouldn’t cut while buying a home

It’ll be two years in September that I bought my first house. It was a crazy, confusing experience that was in the end worth while, made smooth as possible with Mindy as my real estate agent/Mom. Here’s some of the wisdom I learned:

  1. GET AN INSPECTION. This was the most worthwhile $400 that we paid. When you get the paperwork with all the fees and money that will have to be spent, your mind goes into “cut everything you don’t need” mode. But you need to remember that even a small issue in the house can easily exceed the amount the inspection. Also, buyers need to remember it’s a great negotiating tool to get a lower price and/or repairs. My husband and I were able to negotiate about $1300 of repairs with the owner, and the inspection more than paid for itself.
  2. GET THE HOME WARRANTY. That’s an extra $400-$450 at closing, but I don’t regret having ours one bit. A home warranty is basically a form of insurance that helps cover items that if they break are usually expensive to repair but underneath or excluded by your home insurance. For instance, water heaters breaking. That’s a $1200 repair…not worth reporting to your insurance, but certainly not cheap. Home warranties help cover that gap. If you have enough money in savings for those kinds of repairs, then don’t take it. But if you can’t, it’ll bring you peace of mind. This helped us out A LOT when our air conditioner stopped working the first year in our house.
  3. USE AN AGENT. I may be a little biased on this one, but it helped us a lot especially since we were first time home buyers. There is so much paperwork and so many people involved, it really helped to have someone in our corner to keep everything straight. She helped us from discussing how much house we could afford to giving us names of contractors to make minor repairs after we moved in. And she didn’t just do it cause she’s my Mom, but because she’s a really good agent.



Plano Municipal Center

The Plano Municipal Center is located in Downtown Plano. The building hosts many of the city’s deaprtments, including Parks and Recreation and the Mayor’s Office.

East Plano has three DART stations, great for people who commute to Dallas!

East Plano is home to three stations of the DART red rail-line: Parker Station, Downtown Plano, and the Bush Turnpike Station. DART rail is great for commuters who work in Downtown Dallas, as well as an easy way to get to Maverick games and the Texas State Fair.

The Interurban Railroad Museum in Downtown Plano.

The Interurban Railway Museum in Downtown Plano celebrates the Texas Electric Railway that ran from 1908-1948, from Denison to Dallas. The musuem was completed in the 1990’s and is free to the public.

Haggard Park in Downtown Plano.

Haggard Park in Downtown Plano is within walking distance of the Downtown Plano DART station. The park boasts a bridge, a pond, and a gazebo that can be rented out for events such as weddings.

Bob Woodruff Park in East Plano.

Bob Woodruff Park in East Plano is on of the larger green areas in the city. Many events take place at Bob Woodruff park including Camp Cimmarron, a summer day camp for kids that is provided by the city.

Downtown Plano DART station.

The Downtown Plano DART station is located within easy walking distance of great restaurants and shopping. There are many condos and apartments located near the station, making it a great place to live for commuters.

Downtown Plano has lots of shopping and restaurants.

Downtown Plano has lots of shopping and restaurants to enjoy. Downtown Plano has been greatly revitilized the last ten years and is still adding restaurants and shops.

Playground at Bob Woodruff Park.

Bob Wooduff Park in Plano has many ammentities from a large play ground to biking paths to picnic tables. The park has a large pavilion that can be rented out by residents for special occassions.